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What are title services? -

Title services are a range of processes and procedures used to establish the legal ownership of a property and ensure that the property can be legally bought and sold.

Why do I need title services? -

Title services are essential to ensure that the property you're buying or selling has clear and marketable title, free of any legal disputes, liens, or other encumbrances that could affect your ability to transfer ownership.

What information is included in a title report? -

A title report typically includes a chain of title, a property description, and any encumbrances or liens on the property, such as mortgages, judgments, or unpaid taxes.

Who pays for title services and title insurance? -

The cost of title services and title insurance is typically paid for by the buyer, although this can vary depending on local customs and negotiations between the parties involved in the transaction.

How do I choose a reputable title service provider? -

When selecting a title service provider, it's important to look for a provider with a strong reputation for accuracy and reliability, as well as excellent customer service.

How long does the title search process take? -

The duration of the title search process can vary depending on the complexity of the property and any potential issues that arise during the search. However, it typically takes anywhere from a few days to a few weeks.

What is title insurance and why do I need it? -

Title insurance is a type of insurance that protects you against financial loss due to defects in the title of the property. You need title insurance to protect your investment in the property and ensure that you have clear and marketable title.

What happens if a defect is found during the title search? -

If a defect is found during the title search, it must be resolved before the property can be sold or purchased. Depending on the nature of the defect, this could involve paying off a lien or resolving a dispute with another party.

How do I know if a property has a clear title? -

A title search will reveal any liens, encumbrances, or other issues that could affect the title of the property, allowing you to ensure that the title is clear before purchasing the property.

What is the difference between a title search and a property survey? -

A title search examines the legal history of the property, while a property survey identifies the physical boundaries and features of the property, such as its size and location of structures.

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